Stablecoin bank COCA reaches the valuation of $1 billion



Bank income COOK Stablecoin specialist Billion Club. After a significant increase in the last evaluation round, exceeding the value of the token $ COCA $1.50 mark, pushing the project’s fully diluted valuation (FDV) to more than $1 billion.

This milestone represents a pivotal moment for the decentralized finance (DeFi) sector, signaling a shift in investor interest towards platforms that bridge the gap between stablecoins and everyday banking.

Fundamentals on speculation

While many cryptocurrency valuations rely on hype, COCA’s rise to unicorn status appears to be supported by aggressive growth indicators. According to the company’s latest announcement, the valuation reflects an increase in real-world usage rather than just market speculation.

The platform reported an annual recurring revenue rate (ARR) of more than $3 million just nine months after launch. This income is generated mainly through the payment process, the use of debit cards and basic banking activities, which is a remarkably fast path for a financial platform without custody.

From a specialized application to a major bank

COCA’s rise to a $1 billion valuation is supported by growth indicators well beyond the broader fintech sector, signaling a major shift in the way retail users interact with digital assets. The platform has successfully transitioned from a niche DeFi tool to a major financial center, as evidenced by the astonishing 694% increase in monthly active users (MAU) by mid-2025. This explosion in on-chain activity indicates that COCA has achieved real stability, transcending speculative sales interest to build a loyal user base that uses the ecosystem for financial operations of every day.

The most compelling evidence of this real-world integration is found in the rapid expansion of its card program. Card issuance grew by more than 250% quarterly, highlighting a massive appetite for stablecoin-backed liquidity in the physical world. As global users move away from the friction and high fees of legacy banks, COCA’s ability to bridge the gap between traditional non-deFi retail trading and has positioned the platform as a key financial driver for its members.

This rapid expansion is also underpinned by the company’s strong revenue health, a rarity in a field often dominated by steam phones. Reaching an annual recurring revenue rate (ARR) of $3 million+ in just nine months represents an unusually fast trajectory for a cryptocurrency origination stack. To generate consistent cash flow through payment processing and banking, COCA has demonstrated a sustainable facility-based business model. This financial maturity justifies its new status as a unicorn, proving that there is a deep and untapped demand for a non-custodial banking experience that prioritizes security and seamless execution.

Toknomics and “Just Up!” Model

The main driver behind the price of the $COCA token is its unique economic model of utility. Introduced in August 2025, the “Just Up!” For long-term retention. Users are required to participate in $COCA to unlock premium banking features, enhanced rewards and governance rights.

To maintain market stability and investor confidence, COCA has adhered to a structured distribution schedule. There are no plans to distribute new tokens until December 1, 2026, and any future changes to the supply are closely monitored by the community.

A safe path to mainstream DeFi

COCA differentiates itself from traditional neobanks by using a completely non-holding structure. Leveraging multiparty computing (MPC) security and biometric retrieval, the platform aims to provide cold wallet security with the ease of use associated with traditional banking applications.

With over a million users now on board, Coca-Cola’s transformation into a unicorn highlights the growing maturity of the stablecoin ecosystem as it moves from niche business circles to a major financial tool for global users.



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