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Ripple CEO Brad Garlinghouse has successfully achieved his previous bold prediction for the stablecoin RLUSD, which in just one year became one of the top five stablecoins pegged to the US dollar, prompting him to celebrate this achievement through the X platform.
Garlinghouse has said in previous interviews that RLUSD will enter the list of the top five stable digital currencies by the end of the year, when the currency is new and has a limited market capitalization, not exceeding about $170 million in early 2025.
At the time, this prediction was widely questioned, especially in a market dominated by major stablecoins such as USDT and USDC.
After the soft launch in December 2024, RLUSD begins to grow cautiously to test the connectivity between RLUSD
By October 2025, the market value had risen to nearly $900 million.
In a short period of time from late October to early December 2025, approximately 400 million units of RLUSD were newly issued, and the supply increased by approximately 45% in less than two months, consolidating its position among the top five US dollar stable currencies in the world.
Observers attribute this success to RLUSD’s focus on regulatory compliance and strict standards, as Ripple received conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish a national credit bank, in addition to being licensed by the New York Financial Services Authority.
The Bank of New York (BNY) was also selected as the reserve custodian, with Deloitte providing independent audit reports, enhancing trust and transparency and attracting major institutional clients.
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