Crypto payment card daily payments scale: from $100 million to $1.5 billion per month

A recent report from analytics firm Artemis revealed that digital currency-related card payments have become the biggest driver of stablecoin activity compared to direct wallet transfers (P2P).

Studies show that by 2025, these payments will gradually become a market worth approximately $18 billion.

The report states that monthly payments via crypto cards will increase from approximately $100 million to more than $1.5 billion in 2025, with an average annual growth rate of approximately 106% since 2023.

Total annual payments are also close to the size of stablecoin P2P transfer activity, at around $19 billion.

These cards typically operate through acceptance networks such as Visa and MasterCard, with stablecoins used as a back-end settlement layer.

Visa dominates the space with a share of over 90% thanks to early partnerships with crypto platforms and fintech companies, while Mastercard continues to expand its presence through direct partnerships with institutions such as “Revolut”, “Bybit” and “Gemini”.

The report attributes the growth to clear incentives:

Trading and DeFi platforms use cards to attract and retain customers by rewarding daily spending, while crypto wallets and fintech companies view cards as a more stable source of revenue through interchange fees and subscriptions, rather than relying on fluctuating revenue from transfers and bridging.

In emerging markets, these cards are used as a vehicle to access digital dollars and bypass local restrictions, while in developed markets they target high-value stablecoin holders looking for seamless spending.

The report concludes that the expansion of stablecoins will automatically mean greater expansion of crypto cards.

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